指标              大型              股份制              城市              民营          农村              外资

    机构                                      商业银行          商业银行            商业银行          银行          商业银行          银行

净利润（本年累计，亿元）                      9792              4001                2480              141           2080              212 

净息差                                        1.45%             1.63%               1.43%             4.13%         1.72%             1.44%

不良贷款率                                    1.25%             1.25%               1.82%             1.79%         3.04%             1.10%

资产利润率                                    0.71%             0.74%               0.58%             0.92%         0.58%             0.73%

拨备覆盖率                                    250.28%           217.11%             188.95%           224.44%       148.77%           230.70%

资本充足率                                    18.26%            13.80%              12.86%            12.18%        13.26%            19.97%

流动性比例                                    73.57%            64.07%              91.34%            57.19%        86.95%            80.47%

　　数据来源/国家金融监督管理总局   制表/石诗语