年底    生命周期型共同基金产品中个人养老金投资（注）                个人养老金投资        个人养老金中投资于周期型共同基金的占比及增速        

        生命周期基金金额    目标日期基金金额    合计                                   增速(%)         金额                 占比                  占比的增速（%）

                                                金额                  增速(%)                                                                         

1996    3                   0                   3                     -                -               3,460                0.09                  -   

1997    8                   0                   8                     166.67           18.99           4,117                0.19                  124.11

1998    13                  3                   16                    100              17.88           4,853                0.33                  69.67

1999    17                  5                   22                    37.5             18.17           5,735                0.38                  16.35

2000    19                  6                   25                    13.64            -2.58           5,587                0.45                  16.65

2001    22                  10                  32                    28               -3.15           5,411                0.59                  32.16

2002    22                  12                  34                    6.25             -5.77           5,099                0.67                  12.75

2003    30                  22                  52                    52.94            19.53           6,095                0.85                  27.95

2004    40                  38                  78                    50               10.7            6,747                1.16                  35.5

2005    69                  64                  133                   70.51            6.18            7,164                1.86                  60.59

2006    96                  104                 200                   50.38            18.44           8,485                2.36                  26.96

2007    117                 168                 285                   42.5             9.71            9,309                3.06                  29.89

2008    82                  148                 230                   -19.3            -22.27          7,236                3.18                  3.82

2009    104                 234                 338                   46.96            20.19           8,697                3.89                  22.27

2010    119                 306                 425                   25.74            12.64           9,796                4.34                  11.63

2011    117                 339                 456                   7.29             1.02            9,896                4.61                  6.21

2012    131                 435                 566                   24.12            11.54           11,038               5.13                  11.28

2013    153                 554                 707                   24.91            17.5            12,970               5.45                  6.3 

2014    171                 625                 796                   12.59            6.41            13,802               5.77                  5.8 

2015    163                 671                 834                   4.77             1.01            13,942               5.98                  3.72

2016    164                 778                 942                   12.95            7.19            14,944               6.3                   5.38

2017    175                 975                 1150                  22.08            13.2            16,917               6.8                   7.84

2018    153                 948                 1101                  -4.26            -3.93           16,253               6.77                  -0.35

                                                复合增长速度30.79%    平均增速35.28    平均增速7.85    复合增长速度7.28%    复合增长速度21.91%    平均增速24.39

　　数据来源：Investment Company Institute, Federal Reserve Board, Department of Labor, National Association of Government Defined Contribution Administrators, American Council of Life Insurers, and Internal Revenue Service Statistics of Income Division

　　注：个人养老金包括各类DC计划和IRAs